Head of Risk & Compliance

What You’ll Do

• Develop and execute a comprehensive risk and compliance strategy aligned with the company’s business objectives and regulatory requirements for the lending/loan business.
• Lead the compliance function, ensuring adherence to all relevant laws, regulations, and guidelines governing lending operations, including consumer protection, fair lending practices, debt collection standards, and data privacy, as well as overseeing Anti-Money Laundering (AML) and Know Your Customer (KYC) frameworks.
• Act as the primary liaison with regulators and authorities (e.g., Bank of Thailand, AMLO, and others) for regulatory submissions, inquiries, inspections, and audits.
• Provide regular reports to senior management and proactively escalate potential and existing compliance and risk issues in a timely and accurate manner.
• Establish, review, and update internal policies, procedures, and company regulations to ensure alignment with local laws and regulatory requirements related to lending, credit operations, and collections.
• Develop and maintain a risk assessment framework covering loan products, underwriting, credit processes, customer segments, third-party partners, and risks related to money laundering and fraud, including suspicious transaction/activity reporting to authorities.

What You’ll Need

• 10+ years of experience in risk and/or compliance management within the financial services industry, with direct experience in lending, consumer finance, fintech lending, or banking credit business strongly preferred.
• In-depth knowledge of Thai regulatory requirements related to lending and credit businesses, including regulations issued by the Bank of Thailand and other relevant authorities.
• Strong understanding of AML/CFT, KYC, fraud risk, and consumer protection requirements.
• Professional certifications in compliance or related fields (e.g., CCEP, CAMS) are preferred.
• Proven experience in building effective relationships with internal and external stakeholders, including regulators.
• Demonstrated leadership experience, including leading cross-functional initiatives, managing projects, and mentoring team members.
• Strong organizational skills, high attention to detail, and the ability to manage multiple priorities in a fast-paced environment.