Head of Credit Risk

Top Priority
LINE MAN
Bangkok|Permanent
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About LINE MAN Wongnai

LINE MAN Wongnai is Thailand’s Leading On-Demand Delivery and Lifestyle e-Commerce platform services. We build technology to help Thai people live better, to empower all local businesses by creating an end-to-end food ecosystem through our channel LINE MAN and Wongnai. Connected consumers, riders, and local businesses and improved the daily life of all parties with restaurants nationwide. And because we are local, we provide the deepest variety and services that are tailor-made for Thai people.

Financial Products & Services team at LINE MAN Wongnai connects financially underserved customers on our platform, from small business merchants to delivery riders,  with a span of financial services offerings, and is one of the fastest growing business unit within LMWN.

With the power of a large-scale ecosystem, data, and technology, the in-house Fintech team helps Thai people live better and be more financially inclusive with uniquely innovative products and access to digital finance.

Head of Credit Risk will be responsible for managing overall portfolio risk management, credit risk strategies, and policy implementation of financial products servicing to more than half a million people. You will be overseeing end-to-end credit risk management functions and work closely with relevant cross functional teams such as Finance Operations & Data Science.

Responsibilities:

  • Full ownership of portfolio risk management and analytics, work cross functionally with data science, business intelligence, product and other internal parties to improve efficiency of credit performance and decision making framework.
  • Engage in development of new products, maximize commercial opportunities through development of optimal product strategy, pricing structure, and risk segmentation.
  • Lead the validation and recalibration of risk models, ensuring they accurately reflect current risks and are compliant with internal policies and regulatory standards.
  • Modify existing policies according to business needs, understand customer demographics, and design demographic/customer-specific credit policies that consider operational and distribution risks. 
  • Represent the business in discussions with internal and external stakeholders in risk-related matters.
  • Lead and mentor a group of analysts, modelers, and collection associates, providing guidance, support, and development to ensure high performance, including hiring and create a dynamic team culture.
  • Work closely with leadership and management to maximize business results while optimizing overall risk metrics.

Qualifications:

  • 8-10 years of experience in credit risk management and analytics related roles, preferably in financial services (Lending) sectors.
  • Bachelor’s or Master’s Degree in Statistics, Mathematics, Finance, Economics or other related fields.
  • Strong analytical skills with the ability to interpret extensive data and turn it into actionable strategies.
  • Excellent verbal and written communication skills in Thai and English, including the ability to communicate complex information clearly and concisely.
  • Ability to work effectively in a fast-paced, dynamic environment.
  • Strong decision-making skills and proven track record of leadership.
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LINE MAN Wongnai
people-recruit-public@lmwn.com
195 One Bangkok Tower 4, 24-25th Floor, Witthayu Road, Lumphini, Pathumwan, Bangkok, 10330, Thailand
LINE MAN Technology (连曼)
people-recruit-lmtech@lmwn.com
10F.Nami B/D, NO.3 Huoju Road, Hi-tech Zone Dalian, China. 中国辽宁省大连市高新园区纳米大厦10F
LINE Pay
linepay-recruitment@lmwn.com
195 One Bangkok Tower 4, 24th Floor, Witthayu Road, Lumphini, Pathumwan, Bangkok, 10330, Thailand
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